The PoC Scheme

The Financial Services and the Treasury Bureau (FSTB) launches the Fintech Proof-of-Concept Subsidy Scheme 2022 (the “PoC Scheme”) aiming to encourage traditional financial institutions (the “FIs”) to partner up with Fintech companies to conduct Proof-of-Concept project (the “PoC project”) on innovative financial service products. ​

The PoC Scheme is administered by the Hong Kong Cyberport Management Company Limited (HKCMCL), which is wholly owned by the HKSAR Government. It provides early-stage funding support for the pre-commercialisation of leading-edge financial technologies that help the financial services industry. ​

How does the PoC Scheme work?


  • Applicant must be a company registered (or research institute) in Hong Kong which conducts substantive Fintech activities
  • Applicant is required to partner with a regulated FI for sponsoring the IT supports to conduct the PoC project
  • The PoC project must be an original and innovative Fintech project with a strong commercial potential to the financial services industry


  • Deliver the scope of work in the approved project proposal
  • Report project progress and provide final report with deliverables endorsed by sponsoring FI
  • Each approved PoC project must be completed in 3 months, or 6 months for project with greater complexity and broader usage



  • Approved PoC project is 100% subsidised by the PoC Scheme with funding up to HK$150,000. Deserving PoC projects with greater complexity and broader usage involving cross-sector or cross-boundary/border applications(e.g. Involving the Guangdong-Hong Kong-Macao Greater Bay Area or Association of Southeast Asian Nations) can be funded up to HK$200,000
  • For Projects with wide impact and address important issues in the fintech industry, the subsidy amount may go up to HK$ 400,000
  • Eligible applicants and PoC projects will be reviewed and approved by the HKCMCL before the funding is granted


  • Applicant can apply a maximum of three PoC projects
  • Phase 1 (from 26th of Sep 2022 to 30th of Nov 2022)
  • Phase 2 (from 09th of Dec 2022 to 31st of Jan 2023) (If funding is still available)
Guide and Notes     
Submit an Online Application
Eligibility Check
Result Announcement
(within 6 weeks)
Initial payment Payment (advance payment)
Deliver Scope of Work and Reports
Final paymentPayment
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